How to Add Joint Holder Name in HDFC Bank Account
How to Add Joint Holder Name in HDFC Bank Account
How To Add Joint Account Holder in HDFC Bank :
Hello Guys, As we all know HDFC Bank is a well known bank in India. All those who already have a bank account in HDFC Bank and want to add joint account holder in HDFC Bank, can continue reading this article as it will be really helpful. Adding a Joint Account holder lets you operate your Account jointly with one or more account holders. All the facilities and benefits of the main account holder can also be availed for the joint account holder. However, we would like to tell you that you must have complete trust on the person with whom you are going to opt for a Joint Account in HDFC Bank.
Kindly note that the process to add joint account holder in HDFC Bank is quite easy it doesn't take much time of yours. You just need to follow the step by step procedure given below to add a joint account holder in HDFC Bank.
In this article we know about the very easy and simple step to Joint Holder Name in HDFC Bank Account
How to Add Joint Holder Name in HDFC Bank Account
1) Filling up Account Opening Form/Submitting the Account Number
Here is Two Case:
Case 1 : If the Joint Account Holder does not have an Account with HDFC Bank: If the person
whom you want as the joint account holder does not have an HDFC Bank account, then you must fill up
HDFC Bank Account Opening Form same as a new account holder. In this form you need to add the
details of the Joint Account Holder(s). Dont forget to put a tick mark on the appropriate boxes and
mention the type of joint account you would need from the options given i.e., Either or Survivor,
Anyone or Survivor, Former or Survivor, Jointly, Jointly or Survivor. Kindly note that the data from the
Account Opening Form will be used only for creating CIF(Customer Information File) Number.
Case 2 : If the Joint Account Holder already has an Account with HDFC Bank: If the person whom
you want as the joint account holder already has an HDFC Bank account, then you would just need to fill
up the Account Opening Form mentioning the account details of the joint account holder.
2) KYC Documents Submission
Once you are done with filling up the form, you would need to gather the KYC Documents (For Address
Proof & Identity Proof) of your Joint Account Holder(s).
3) Writing an Application to the Branch Manager
Write an Application to the Branch Manager of your HDFC Bank Home Branch mentioning that you want
to add a Joint Account Holder in your HDFC Bank Account.
4) Submitting the Form & Documents to the Home Branch
Once you have the completely filled up HDFC Bank Account Opening Form, KYC Documents and the
application to add the joint account holder, you just need to visit your HDFC Bank Home Branch and
submit the documents to the accounts executive. Once the successful validation of all the details and
documents of the Joint Account Holder(s) is done, the joint account holder will be added to your HDFC
Bank Account.
Hence you seen How to Add Joint Holder Name in HDFC Bank Account, This is very easy process and simple step to follow and add Joint Holder Name in HDFC Bank Account.
This process can be finished with in 15 to 20 Min when you reach the Bank Branch and one more important thing if possible go in Home Branch.
Do keep in mind the amount and type of access which is given to Joint Holder completely in your Hand, and at of point of any issue you can remove Joint Holder Name from your account and Enjoy safe.
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